Your money habits,
built one day at a time
FinStreak isn't another budgeting app. FinScore and R-Streak turn small daily actions into lasting financial health.
Good morning, Thiru
FinScore
Your overall financial health, out of 100.
R-Streak
18 days
Keep it going!
Today's Reconciliation
Your savings rate is up 12% this month. You're on track for your Emergency Fund goal.
Sample data. Tap Confirm to try it.
80% of India's workforce earns without a fixed salary. 16% of Indian bank accounts sit unused: access isn't the problem, habit is. 21.6B UPI transactions a month mean the infrastructure is ready.
Finance apps were built for people with salary slips
Irregular income, wrong tools
Freelancers, gig workers, and daily earners don't have fixed salaries. Every mainstream finance app assumes you do. They're designed for someone with a payslip, not for how India actually earns.
Charts don't build habits
Existing apps show you dashboards and graphs after the fact. They don't build the daily habit of financial awareness, the small daily moment that changes long-term behavior.
No number for overall financial health
Your credit score only measures borrowing. There is no single number that reflects your complete financial picture (savings, habits, goals, discipline) until FinScore.
Three steps, two minutes a day
- 1
Sign up with your phone
No lengthy forms. Enter your number, verify with OTP, and FinStreak connects to your SMS and UPI history to pick up transactions automatically.
FEnter your number
We'll text you a code. No lengthy forms.
+9198765 43210OTP
4821Verify - 2
Reconcile once a day
Spend two minutes confirming today's transactions. That daily check-in is your R-Streak, the core habit that builds awareness over weeks and months.
Today's Reconciliation
Confirm what came in today. Takes two minutes.
- Swiggy payout+₹1,240
- Urban Company+₹700
- UPI from Meera+₹400
Total in
₹2,340
3 txns, read from SMS and UPI.
- 3
Watch your FinScore rise
Every good financial action updates your FinScore in real time across 10 categories. Know exactly where you stand and what to work on next.
Your FinScore
out of 100
- Income Stability
- Savings Discipline
- Expense Discipline
- Budget Discipline
6 more categories in FinStreak+
One number for your whole financial health
FinScore is a 0-100 score measuring your overall financial health across 10 categories. Unlike a credit score, it looks at the complete picture, not just borrowing. The higher your score, the stronger your financial foundation.
- Foundation Score
- 40
- pts, free
- Performance Score
- 60
- pts, earned
Your Total Score
74 / 100
- 1Income Stability
- 2Savings Discipline
- 3Expense Discipline
- 4Budget Discipline
- 5Debt Management
- 6Emergency Fund
- 7Investment Habit
- 8Streak Consistency
- 9Financial Goals
- 10Financial Learning
One daily check-in that feeds your FinScore
18 Day R-Streak
- M
- T
- W
- T
- F
- S
- S
Streak counter for your money
R-Streak is your daily counter for completing the “reconciliation”: confirming today's transactions. One small action, done every day, builds financial discipline over time.
No penalty for missing a day
Life happens. FinStreak uses a no-penalty restart: miss a day and you simply start building again. The goal is the habit, not the number on the counter.
Feeds directly into your FinScore
Every day you keep your R-Streak alive adds to the “Streak Consistency” category in your score. Longer streaks raise that part of your score.
Start free. Go premium when you're ready.
Free
₹0forever
Enough to start your FinScore and R-Streak.
- OTP login, no account needed
- Base FinScore (40 foundation points)
- R-Streak tracking
- One financial goal
- Manual transaction entry
- Daily reconciliation
- Basic financial insights
FinStreak+
Premium₹149/ month
Full FinScore and automated transaction capture.
- Everything in Free
- Full FinScore, all 10 categories unlocked
- SMS & UPI auto-capture
- Unlimited financial goals
- Budget planning & alerts
- Investment habit tracking
- Advanced insights & monthly reports
- Priority support
Built for how India actually earns
Ola, Swiggy, Urban Company: your income varies daily. FinStreak tracks it without needing a salary slip.
Start your first R-Streak today
Join the waitlist. Be the first to build your daily money habit with FinStreak.
